Only a few spots left to join us for the Digiday Publishing Summit

Join us Sept. 14-16 in Miami to connect with top publishing leaders

SECURE YOUR SEAT

HSBC is using AI to personalize its rewards program

HSBC wants to give its U.S. credit card customers a better shopping experience.

The London-based bank is working on creating a rewards program that reads customer data to predict how they might redeem their credit card points so it can market the offerings of a certain category —  travel, merchandise, gift cards or cash — more actively.

It’s a little bit like online retailers that push certain products to consumers based on their preferences and previous activity.

The bank has partnered with Maritz Motivation Solutions, a provider of loyalty programs to U.S. and global companies whose technology suggests a redemption category to promote to each credit cardholder and calculates the percentage of customers likely to redeem in different categories.

Read the full story on tearsheet.co

More in Marketing

‘Inside, most of them are dumpster fires’: Confessions of a frustrated indie agency ad exec

From surprise corporate card cancellations to phantom return-to-office mandates, one former indie agency exec talks about the chaos behind the scenes.

The case for and against the ‘programmatic-ification’ of the creator economy

Creator marketing is racing toward AI ad-stack automation, but risks turning trust into inventory.

Digiday+ Research: The marketers’ 2026 guide to retail media marketing, including The Home Depot, Milani Cosmetics and Tinuiti

As the retail media landscape continues to evolve, marketers are rethinking where they invest, how they measure success and which retail media networks deserve a larger share of budget.